If you've been looking for a Buy Here Pay Here in Clarksville Indiana, you've come to the right place. We get it: people in Clarksville need a vehicle to get to their job, provide for their family and live life. When buying a car for cash isn't an option, financial difficulties can make it hard to get approved for traditional used car financing through a bank or credit union. Customers turn to buy here pay here lots in Clarksville for a second chance car loan. It's important to know that not all BHPH auto sales are the same when buying a used car, truck, or SUV.

Why purchase a used car from a buy here pay here in Southern Indiana? You may have credit issues including:

  • Vehicle Repossessions
  • Low Credit Scores
  • Foreclosures
  • Bankruptcies

What is a buy here pay here car lot?

Buy here pay here dealerships in Clarksville finance a used car on the lot. Monthly payments are made straight to the dealer, instead of a bank, credit union, or other institution. BHPH lots finance vehicles at a higher interest rate than traditional car lenders, and often require cash down. A BHPH lot will often look at your credit score, income, residence, and more to give you an interest rate.

Buying a car from a BHPH dealer, you should:

  • Look For Dependable Models for your needs
  • Request a CarFax
  • Get an independent vehicle inspection
  • Know your credit score and financial situation before shopping
  • Ask about credit bureau reporting

When financing a car with bad credit, car buyers will often need to bring proof of income, a utility bill, and references. Like a traditional lender, you must make your car payment on time to avoid late payments or vehicle repossession. BHPH loans also require full coverage insurance through the full length of the auto loan. BHPH loans have shorter terms and higher interest rates. 

Clarksville Buy Here Pay Here Alternative

If you are stuck in a difficult financial situation and are struggling to finance a car, contact Craig and Landreth in Clarksville today. Craig and Landreth does not provide Buy Here Pay Here, but our list of local and national lenders can provide an alternative to buy here pay here dealerships on Lewis and Clark PKWY. We have a long list of reliable used vehicles near Louisville and can provide expertise in rebuilding your credit and getting into a quality car. We want to make customers for life -- that's why Craig and Landreth treats you like family. 

Apply for Financing

We want to help with your bad credit situation. You can visit us in store, or fill out our online credit application. Craig and Landreth's special subprime finance team will reach out to you and go over financing options. You can also browse our inventory of cars, trucks and SUVs from the comfort of your home. We have many options to suit people's needs -- including cars under $10,000.